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Reverse Mortgages as a Retirement Planning Tool
As with any financial planning strategy or tool, the reverse mortgage is right for some, amp; has many predatory and unsavory practices targeting seniorsWill the DB(k) Plan Replace the 401k?
The DB(k) Retirement plan is a combination between a traditional pension plan and a 401k retirement account. DB(k) plans are a new employer sponsoredA History of the 401(k) Retirement Plan
The History of the 401(k) plan started with its establishment in 1978. 401(k) plans provide retirement planning solutions for employee’s savingsWhat is the Dow Jones Industrial Average?
The Dow Jones Industrial Average is a stock market index that is comprised of 30 companies in different sections of the economy. Dow 30 or DJIA indexStock Options 101 | Stock Option Trading Basics
Trading Stock Options are a great way for investors to achieve capital gains in their portfolios. Stock option trades can be used for stock positionsUsing Health Savings Accounts for Retirement Planning
An HSA, or Health Savings Account, is a health insurance solution that can be used to build up money for medical expenses incurred during retirementThe Estimated 2010 Federal Income Tax Brackets
The 2010 Federal Income Tax Bracket estimates are in. 2010 is right around the corner, and we have stressed several different personal tax planning2010 Retirement Plan Limits Remain the Same
Retirement Account Limits in 2010 remain the same as the plan limits in 2009. The 401k, 403b, 457, and SEP and Simple IRA limits are listed here onLearn about Mutual Fund Expenses and Fees
Mutual Funds, including “no load” funds, have numerous different types of costs and expenses like 12b 1 Fees. These mutual fund fees can lower returns$8000 Tax Credit Extended, Unemployment Rises over 10%
The $8000 home buyer tax credit has been extended into 2010, while the unemployment rate rises to over 10%. The popular first time home buyer credit2009 Year End Financial Planning and Tax Tips
2009 Tax Time is right around the corner, as it’s November already, and the end of 2009 is quickly approaching. However the 2009 tax year planning401k or Roth IRA Contribution? What to Contribute and When
401k contributions and contributions to a Roth IRA benefit from identical favored tax treatment over the life of the investment. Since tax benefitsSupreme Court to Decide on Mutual Fund Fee Limits
Investors accuse the managers of the Oakmark series of mutual funds of excessive fees, which oral arguments at the Supreme Court discussed fee limitRetirement and the Recession | 2010 Economic Recovery?
Will the 2010 Economy give us a recovery from the most severe economic recession since the great depression? The 2008-2009 Recession made retirementRetirement Distributions | Interest Only Income Strategies
Your long anticipated retirement has arrived. After 40 years of hard work, you have put away a nest eggRules for Owning Company Stock in your 401k Plan
The company matches employee 401k contributions to the plan with a contribution of company stock. As with a standard 401k plan, employees 401k stockIRA Distributions for 1st Time Home Buyers
IRA questions are popping up everywhere since the $8000 first time home buyers tax credit is set to expire shortly. 1st Time Home Loans from an IRA403b Plan Advantages, Details, and Disadvantages
403b plans allow for pre-tax contributions.403b plans are also known as tax-deferred annuities. 403b Plans are engineered for employees retirement401k Planning and Options During a Job Change
There are many options for your existing 401k or retirement plan when you change jobs. For the most part, changing jobs it opens up many 401k planning options72(t) | Early Retirement Distributions Penalty Free
72(t) or 72 t is a retirement planning tool for early retirement distributions without an early 10% penalty. 72(t) can be used with 401k, IRA, or retirementSEP IRA Plans | Introduction to SEP IRA’s
SEP IRA retirement plans are for Individuals who own their own business. While SEP IRA’s have their major advantages, SEP plans are different retirementU.S. August Unemployment Rates by State
U.S August unemployment numbers by state unemployment, unemployment rate, unemployment claims, and filing for unemployment benefits state by stateGreat Stock Market Crashes | 2007-09 Subprime Mortgage Crisi
The 2007-2009 subprime mortgage backed securities crisis and housing bubble has absolutely decimated the U.S. and World Economy over the past 2 yearsGreat Stock Market Crashes | The 20 year Japanese Bear Marke
Can a bear market last 20 straight years? This is exactly what has occurred in Japan, starting in 1989, resulting in an 80% drop in the Nikkei 225.Financial Planning for New Parents
Baby amp; Family Financial Planning for Parents. If you re expecting a baby, or a Child was just born, serious financial planning for your family amp; babyWhat are the types of disability insurance?
Disability Insurance or Long-Term Disability policies (LTD) have a waiting period of several weeks to several months with a maximum benefit periodGreat Stock Market Crashes | The Dot-Com Bubble
The dot-com bubble, or sometimes the, I.T. bubble, was a speculative bubble which resulted in a 78% drop in value.Great Stock Market Crashes | Black Monday in 1987
Black Monday in 1986, the market crash. While we have become used to market volatility, Black Monday in 1987 remains the granddaddy of them all.Unprecedented Roth IRA Conversion Opportunity in 2010
In 2010, the $100,000 Roth IRA limit is eliminated and all taxpayers will be permitted to convert their retirement assets to a Roth IRA PlanGreat Stock Market Crashes | The Crash of 1929
The Stock Market Crash of 1929, A string of terrible days led to a more than 40% drop in the market from September 1929 to the end of October 1929.
